Eligibility criteria of Pradhan Mantri Awas Yojana and how to apply for it?

Pradhan Mantri Awas Yojana or PMAY, also known as housing for all scheme, is an initiative by the government of India to provide affordable housing to urban poor. The mission is to provide houses for all by the year 2022. Let check out the eligibility criteria of this Yojana and how to apply for it.

Eligibility Criteria of PMAY

The government of India will use ‘The Socio Economic and Caste Census of 2011’ to select the list of the people who all can apply for houses under this scheme. This is done to avoid fraudulent as well as to ensure that only people who need the house can apply for it. The eligibility criteria are as follows:

· Indian citizens who are women can apply. There are extra benefits for women applicants.

· You cannot avail the benefits of PMAY if the house is already constructed. People will be allowed to buy or construct new houses only.

· Those who belong to the Low Income Group or LIG and Economically Weaker Section or EWS can apply for houses under this Pradhan Mantri Housing Scheme.  

· People who belong to Scheduled Castes and Scheduled Tribes are also eligible.

· Senior citizens and differently abled people will be given priorities like house on the ground floor for their convenience.

· There should be no pre-existing “pucca” house in the name of any family member of the family in any part of the country. If one meets this criterion, only then he/she is eligible to apply under Pradhan Mantri Awas Yojana.

· Any household with the total annual income between 6 lakhs to 18 lakhs can apply under this scheme. The applicant is also allowed to include the income of the spouse while applying for PMAY.

How to Apply?

· Once it is clear you are eligible to apply, you can visit the official website.

· Find “Citizen Assessment” Option under the “Menu” section, and then provide you Aadhaar Number, followed by your personal details.

· Once you enter all the information, click on “I am aware of” option, and click the “Save” button.

· Once you click the “Save” button, you will get the system generated application number that you need to save for future reference.

· Download the print and submit it to the CSC office centers and banks along with the required documents.

Now that you know the eligibility criteria and how to apply for PMAY, you can try the aforementioned steps to know whether you are eligible or not.

Some notable benefits of residing in Wave City

Looking at the rampant urbanization our country is going through, the resources are bound to deplete very quickly. This has made it pertinent to look for a home in a smart city that apart from being eco-friendly, also utilizes resources judiciously. There are many smart cities in India and Uppal Chadha’s Wave City in Ghaziabad is one fine example of intelligent living. So, what makes the Wave City so special?

Reasons to buy property in Wave City

World-class facilities and amenities

The city is planned in a meticulous way and has everything for a high-quality lifestyle, be it a theme park, fantasy land, or large golf course. In a bid to make the transportation system more effective and less time consuming, an overhead monorail system is also being planned. The residents will get all the basic facilities such as world-class medical facilities, clean industrial zones, commercial and public facilities and myriad educational options.

Smart metering

The Wave City will have 100% power back up and supply metered electricity under the aegis of smart metering. The system will be in accordance with a pay-per-use model, meaning a user will be charged according to the usage. Also, residents will be able to track the usage of the electricity through a mobile application and control usage when it exceeds the limit.

Bid adieu to water shortage

The residents are assured of uninterrupted water supply in the city. The water pressure is maintained in a manner that it reaches easily to the top-most apartments. The water leakages are detected automatically and the availability of water throughout the city is maintained well.

Heightened security

Homes inside the Wave City are secured in every way possible way. The vehicles entering or even passing by are observed very closely and the data stored is made available for close to 6 months. There will be constant monitoring via CCTV cameras inside the premises. Only authorized vehicles will be permitted inside the township. Guards will also be present 24×7 in the city to prevent theft and burglary. So, Wave City will be a virtual fortress.

So with all these features, Wave City is an ideal destination for those looking for a safe and secure investing option in the Delhi NCR region.